Immediate burial insurance is a life insurance policy designed to cover funeral and burial expenses quickly. It offers fast payouts (often within days), requires no medical exams, and provides coverage amounts between $5,000 and $50,000. Premiums are fixed, and some policies build cash value over time. It’s ideal for seniors, individuals with health conditions, and those wanting to ease financial stress on their loved ones. Monthly costs typically range from $30 to $150. This policy ensures peace of mind by covering final expenses without delays.